Headquartered in Newport, Tennessee, Newport Federal Bank is a savings bank with $276.8M in total assets and $250.5M in deposits as of Q2 2026. It operates 2 offices. Its charter dates back to 1934.
Based on its Q2 2026 filing, Newport Federal Bank scores 68/100, which we describe as moderate. That is higher than only 37% of 2,650 banks with $100 million – $1 billion. Among 109 banks headquartered in Tennessee, it ranks 66th. Its strongest component is problem-loan coverage (92/100; 3.8%), and its lowest is earnings (53/100; 0.83%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (68 → 68).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 71 |
| Q3 2024 | 67 |
| Q4 2024 | 66 |
| Q1 2025 | 72 |
| Q2 2025 | 68 |
| Q3 2025 | 67 |
| Q4 2025 | 71 |
| Q1 2026 | 73 |
| Q2 2026 | 68 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.11% |
| Q3 2024 | 10.14% |
| Q4 2024 | 10.21% |
| Q1 2025 | 10.31% |
| Q2 2025 | 10.15% |
| Q3 2025 | 10.33% |
| Q4 2025 | 10.52% |
| Q1 2026 | 10.59% |
| Q2 2026 | 10.42% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.08% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.56% |
| Q1 2025 | 0.11% |
| Q2 2025 | 0.54% |
| Q3 2025 | 0.69% |
| Q4 2025 | 0.35% |
| Q1 2026 | 0.26% |
| Q2 2026 | 0.69% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.51% |
| Q3 2024 | 0.51% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.62% |
| Q2 2025 | 0.72% |
| Q3 2025 | 0.71% |
| Q4 2025 | 0.73% |
| Q1 2026 | 0.79% |
| Q2 2026 | 0.83% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 68 | $276.8M | 10.42% | 0.69% | 0.83% | 52.1% |
| Q1 2026 | 73 | $280.2M | 10.59% | 0.26% | 0.79% | 50.5% |
| Q4 2025 | 71 | $274.8M | 10.52% | 0.35% | 0.73% | 50.8% |
| Q3 2025 | 67 | $273.9M | 10.33% | 0.69% | 0.71% | 49.2% |
| Q2 2025 | 68 | $274.5M | 10.15% | 0.54% | 0.72% | 49.3% |
| Q1 2025 | 72 | $274.3M | 10.31% | 0.11% | 0.62% | 48.8% |
| Q4 2024 | 66 | $270.7M | 10.21% | 0.56% | 0.47% | 48.3% |
| Q3 2024 | 67 | $271.1M | 10.14% | 0.51% | 0.51% | 48.0% |
| Q2 2024 | 71 | $269.8M | 10.11% | 0.08% | 0.51% | 47.2% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Tennessee
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Citizens Bank and Trust Company of Grainger CountyBank Rutledge, TN | 85 out of 100, Very strong | $273.2M | 14.2% | 0.44% | vs |
| Sonata BankBank Brentwood, TN | 57 out of 100, Moderate | $281.5M | 10.1% | 0.52% | vs |
| Bank of DicksonBank Dickson, TN | 78 out of 100, Strong | $291.0M | 11.5% | 0.00% | vs |
| Mountain Valley BankBank Dunlap, TN | 62 out of 100, Moderate | $254.6M | 10.0% | 0.54% | vs |
| Bank of CrockettBank Bells, TN | 76 out of 100, Strong | $299.1M | 10.5% | 0.29% | vs |
| Bank of Perry CountyBank Lobelville, TN | 71 out of 100, Strong | $253.1M | 9.1% | 0.38% | vs |
Deposit insurance
Is my money safe at Newport Federal Bank?
Yes. Newport Federal Bank is an FDIC-insured institution (FDIC certificate #29089). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 27.7% of deposits ($69.3M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 10.42%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 22.93% (benchmark: 10%).
2 locations
Branches
Newport Federal Bank lists 2 offices in 1 city. Most locations:
- Newport, TN (2)
Identity & history
Profile
- Legal name
- Newport Federal Bank
- Former names
- Newport Federal Savings and Loan Association
- Type
- Savings bank
- FDIC certificate #
- 29089
- RSSD ID
- 894272
- Primary regulator
- OCC
- Holding company
- United Tennessee Bankshares
- Established
- August 1, 1934
- Headquarters
- 170 W Broadway, Newport, TN 37821
- Website
- www.newportfederalbank.com
- Employees
- 35
Quick answers
Newport Federal Bank: common questions
Is Newport Federal Bank FDIC insured?
Yes. Newport Federal Bank is an FDIC-insured institution (FDIC certificate #29089). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is Newport Federal Bank's TellerScore?
68 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has Newport Federal Bank ever failed?
There is no failure record for FDIC certificate #29089 in the FDIC failed bank list.
How many branches does Newport Federal Bank have?
2 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Newport
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Greeneville City Employees' Credit UnionCredit union Greeneville, TN | 90 out of 100, Very strong | $13.9M | 29.5% | 0.32% | vs |
| Citizens Bank and Trust Company of Grainger CountyBank Rutledge, TN | 85 out of 100, Very strong | $273.2M | 14.2% | 0.44% | vs |
| Citizens National BankBank Sevierville, TN | 82 out of 100, Strong | $2.0B | 11.2% | 0.04% | vs |
| Commercial BankBank Harrogate, TN | 77 out of 100, Strong | $2.4B | 11.6% | 0.35% | vs |
| First Peoples Bank of TennesseeBank Jefferson City, TN | 75 out of 100, Strong | $219.5M | 11.4% | 0.08% | vs |
| Consumer Credit UnionCredit union Greeneville, TN | 75 out of 100, Strong | $660.5M | 10.7% | 0.10% | vs |