Side-by-side · Q2 2026 data
Commercial Bank of California vs PCB Bank
Metric by metric
| Measure | Commercial Bank of California | PCB Bank |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 43 | 65 (stronger) |
| Loan quality | 88 | 90 (stronger) |
| Earnings | 74 (stronger) | 71 |
| Funding & liquidity | 31 (stronger) | 25 |
| Problem-loan coverage | 93 | 96 (stronger) |
| Peer percentile | 33rd | 58th |
| Total assets | $4.0B | $3.5B |
| Deposits / shares | $3.5B | $2.9B |
| Capital ratio | 9.27% | 11.54% (stronger) |
| Problem loans | 0.37% | 0.30% (stronger) |
| Net charge-offs | 0.06% | 0.00% (stronger) |
| Return on assets | 1.34% (stronger) | 1.28% |
| Loans ÷ deposits | 79.5% (stronger) | 98.9% |
| Uninsured deposits | 61.9% | 47.9% (stronger) |
| Offices | 9 | 19 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 1.4% |
PCB Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of California leads on 2 and PCB Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.