Side-by-side · Q2 2026 data
Commercial Bank of Texas, National Association vs East Texas Professional Credit Union
Bank
Commercial Bank of Texas, National Association
Nacogdoches, Texas · $1 billion – $10 billion
Credit union
East Texas Professional Credit Union
Longview, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial Bank of Texas, National Association | East Texas Professional Credit Union |
|---|---|---|
| TellerScore | 77 | 90 (stronger) |
| Capital cushion | 56 | 100 (stronger) |
| Loan quality | 95 (stronger) | 86 |
| Earnings | 85 | 91 (stronger) |
| Funding & liquidity | 67 | 75 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 83rd | 98th |
| Total assets | $1.7B | $1.4B |
| Deposits / shares | $1.5B | $1.2B |
| Capital ratio | 10.60% | 19.38% (stronger) |
| Problem loans | 0.14% (stronger) | 0.41% |
| Net charge-offs | 0.11% (stronger) | 0.38% |
| Return on assets | 1.62% | 1.78% (stronger) |
| Loans ÷ deposits | 77.0% (stronger) | 84.9% |
| Uninsured deposits | 29.5% | 2.1% (stronger) |
| Offices | 23 | 15 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 23.5% |
East Texas Professional Credit Union has the higher TellerScore (90 vs 77). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Texas, National Association leads on 3 and East Texas Professional Credit Union on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.