Side-by-side · Q2 2026 data
Commercial Bank of Texas, National Association vs Lamar National Bank
Bank
Commercial Bank of Texas, National Association
Nacogdoches, Texas · $1 billion – $10 billion
Metric by metric
| Measure | Commercial Bank of Texas, National Association | Lamar National Bank |
|---|---|---|
| TellerScore | 77 (stronger) | 73 |
| Capital cushion | 56 | 56 |
| Loan quality | 95 | 95 |
| Earnings | 85 (stronger) | 49 |
| Funding & liquidity | 67 | 90 (stronger) |
| Problem-loan coverage | 97 (stronger) | 95 |
| Peer percentile | 83rd | 53rd |
| Total assets | $1.7B | $375.9M |
| Deposits / shares | $1.5B | $335.9M |
| Capital ratio | 10.60% | 10.64% (stronger) |
| Problem loans | 0.14% (stronger) | 0.15% |
| Net charge-offs | 0.11% | 0.05% (stronger) |
| Return on assets | 1.62% (stronger) | 0.73% |
| Loans ÷ deposits | 77.0% | 64.9% (stronger) |
| Uninsured deposits | 29.5% | 19.5% (stronger) |
| Offices | 23 | 6 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 21.2% |
Commercial Bank of Texas, National Association has the higher TellerScore (77 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Commercial Bank of Texas, National Association leads on 3 and Lamar National Bank on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.