The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

The score has been essentially flat from Q2 2025 to Q2 2026 (74 → 73).

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size banks in Texas

Yes. Lamar National Bank is an FDIC-insured institution (FDIC certificate #23597). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 19.5% of deposits ($65.5M) are above the $250,000 FDIC insurance limit, below the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.64%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

Lamar National Bank lists 6 offices in 6 cities. Most locations:

• Anna, TX (1)
• Celina, TX (1)
• Frisco, TX (1)
• Northlake, TX (1)
• Paris, TX (1)
• Reno, TX (1)

All branch addresses and map

In 2025, Lamar National Bank reported 92 home-loan applications under HMDA (LEI 254900BM3N9MMKAA9U54): 47 originated ($25,595,000 total), 14 denied, and 26 withdrawn or closed by the applicant. Its denial rate on decided applications was 21.2%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Legal name

Lamar National Bank

Type

National bank

FDIC certificate #

23597

RSSD ID

2161

Primary regulator

OCC

Holding company

Lamar Bcorp Inc

Established

October 26, 1981

Headquarters

200 S Collegiate Dr, Paris, TX 75460

Website

www.lamarnational.com

Employees

71