Side-by-side · Q2 2026 data
Commercial National Bank of Texarkana vs Federal Employees Credit Union
Metric by metric
| Measure | Commercial National Bank of Texarkana | Federal Employees Credit Union |
|---|---|---|
| TellerScore | 58 | 83 (stronger) |
| Capital cushion | 50 | 100 (stronger) |
| Loan quality | 34 | 100 (stronger) |
| Earnings | 100 (stronger) | 17 |
| Funding & liquidity | 59 | 100 (stronger) |
| Problem-loan coverage | 60 | 100 (stronger) |
| Peer percentile | 16th | 72nd |
| Total assets | $330.1M | $2.9M |
| Deposits / shares | $305.3M | $2.2M |
| Capital ratio | 10.01% | 22.93% (stronger) |
| Problem loans | 1.99% | 0.00% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 2.16% (stronger) | -0.07% |
| Loans ÷ deposits | 81.4% | 59.9% (stronger) |
| Uninsured deposits | 32.4% | 0.0% (stronger) |
| Offices | 6 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Federal Employees Credit Union has the higher TellerScore (83 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Commercial National Bank of Texarkana leads on 1 and Federal Employees Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.