Federal Employees Credit Union (NCUA charter #67414) is based in Texarkana, Texas. Its Q2 2026 call report shows $2.9M in total assets and $2.2M in member shares and deposits and 1 office.
Based on its Q2 2026 filing, Federal Employees Credit Union scores 83/100, which we describe as strong. That is higher than 72% of 2,479 credit unions with under $100 million in assets. Among 380 credit unions headquartered in Texas, it ranks 100th. Its strongest component is capital cushion (100/100; 22.93%), and its lowest is earnings (17/100; -0.07%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 4 points (87 → 83), mostly because the earnings component weakened by 21 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 87 |
| Q4 2024 | 87 |
| Q1 2025 | 86 |
| Q2 2025 | 87 |
| Q3 2025 | 85 |
| Q4 2025 | 85 |
| Q1 2026 | 86 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 19.19% |
| Q3 2024 | 19.90% |
| Q4 2024 | 20.13% |
| Q1 2025 | 20.26% |
| Q2 2025 | 20.34% |
| Q3 2025 | 20.75% |
| Q4 2025 | 21.29% |
| Q1 2026 | 22.97% |
| Q2 2026 | 22.93% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.00% |
| Q3 2024 | 0.00% |
| Q4 2024 | 0.00% |
| Q1 2025 | 0.00% |
| Q2 2025 | 0.00% |
| Q3 2025 | 0.00% |
| Q4 2025 | 0.00% |
| Q1 2026 | 0.00% |
| Q2 2026 | 0.00% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.25% |
| Q3 2024 | 0.41% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.28% |
| Q2 2025 | 0.44% |
| Q3 2025 | 0.17% |
| Q4 2025 | 0.16% |
| Q1 2026 | 0.28% |
| Q2 2026 | -0.07% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $2.9M | 22.93% | 0.00% | -0.07% | 59.9% |
| Q1 2026 | 86 | $2.9M | 22.97% | 0.00% | 0.28% | 62.2% |
| Q4 2025 | 85 | $3.1M | 21.29% | 0.00% | 0.16% | 60.9% |
| Q3 2025 | 85 | $3.2M | 20.75% | 0.00% | 0.17% | 61.8% |
| Q2 2025 | 87 | $3.2M | 20.34% | 0.00% | 0.44% | 61.1% |
| Q1 2025 | 86 | $3.2M | 20.26% | 0.00% | 0.28% | 57.9% |
| Q4 2024 | 87 | $3.2M | 20.13% | 0.00% | 0.31% | 59.0% |
| Q3 2024 | 87 | $3.3M | 19.90% | 0.00% | 0.41% | 61.0% |
| Q2 2024 | 86 | $3.4M | 19.19% | 0.00% | 0.25% | 58.0% |
2,479 peers · Under $100 million in assets
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Texas
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Our Mother of Mercy Parish Houston Federal Credit UnionCredit union Houston, TX | 72 out of 100, Strong | $2.9M | 15.7% | 0.93% | vs |
| B. P. S. Federal Credit UnionCredit union Beeville, TX | 79 out of 100, Strong | $2.9M | 61.7% | 0.72% | vs |
| Jafari No-Interest Credit UnionCredit union Houston, TX | 100 out of 100, Very strong | $2.7M | 21.0% | 0.00% | vs |
| Longview Federal Credit UnionCredit union White Oak, TX | 58 out of 100, Moderate | $3.0M | 26.7% | 2.41% | vs |
| Sp Trainmen Federal Credit UnionCredit union Houston, TX | 31 out of 100, Low | $2.7M | 9.8% | 26.03% | vs |
| Navarro Credit UnionCredit union Corsicana, TX | 53 out of 100, Below average | $2.7M | 42.7% | 3.18% | vs |
Deposit insurance
Is my money safe at Federal Employees Credit Union?
Yes. Federal Employees Credit Union is a federally insured credit union (NCUA charter #67414). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 0.0% of shares and deposits ($0) are above the $250,000 NCUA insurance limit, close to the peer median of 1%. Insured balances are protected regardless of the score.
The net worth ratio is 22.93%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
1 location
Branches
Federal Employees Credit Union lists 1 office in 1 city. Most locations:
- Texarkana, TX (1)
Identity & history
Profile
- Legal name
- Federal Employees Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 67414
- RSSD ID
- 1016594
- Primary regulator
- State + NCUA
- Established
- 1932
- Headquarters
- Po Box 433, Texarkana, TX 75504
- Employees
- 2
Quick answers
Federal Employees Credit Union: common questions
Is Federal Employees Credit Union NCUA insured?
Yes. Federal Employees Credit Union is a federally insured credit union (NCUA charter #67414). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Federal Employees Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Federal Employees Credit Union have?
1 office as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Texarkana
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Domino Federal Credit UnionCredit union Texarkana, TX | 96 out of 100, Very strong | $86.6M | 17.5% | 0.35% | vs |
| State Bank of De KalbBank De Kalb, TX | 82 out of 100, Strong | $519.9M | 12.2% | 0.24% | vs |
| Texar Federal Credit UnionCredit union Texarkana, TX | 81 out of 100, Strong | $440.5M | 16.4% | 0.72% | vs |
| The City National Bank of Sulphur SpringsBank Sulphur Springs, TX | 78 out of 100, Strong | $1.4B | 9.8% | 0.15% | vs |
| Red River Employees Federal Credit UnionCredit union Texarkana, TX | 77 out of 100, Strong | $1.6B | 13.9% | 0.94% | vs |
| Morris Sheppard Texarkana Federal Credit UnionCredit union Texarkana, TX | 76 out of 100, Strong | $13.2M | 11.6% | 0.45% | vs |