Side-by-side · Q2 2026 data
Commercial Savings Bank vs Breda Savings Bank
Metric by metric
| Measure | Commercial Savings Bank | Breda Savings Bank |
|---|---|---|
| TellerScore | 62 | 82 (stronger) |
| Capital cushion | 34 | 59 (stronger) |
| Loan quality | 67 | 100 (stronger) |
| Earnings | 100 (stronger) | 85 |
| Funding & liquidity | 49 | 79 (stronger) |
| Problem-loan coverage | 81 | 100 (stronger) |
| Peer percentile | 22nd | 82nd |
| Total assets | $348.8M | $106.0M |
| Deposits / shares | $292.7M | $84.7M |
| Capital ratio | 8.44% | 10.88% (stronger) |
| Problem loans | 0.99% | 0.00% (stronger) |
| Net charge-offs | 0.00% | 0.00% (stronger) |
| Return on assets | 2.04% (stronger) | 1.62% |
| Loans ÷ deposits | 97.3% | 65.7% (stronger) |
| Uninsured deposits | 27.2% (stronger) | 29.1% |
| Offices | 2 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Breda Savings Bank has the higher TellerScore (82 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Commercial Savings Bank leads on 2 and Breda Savings Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.