Side-by-side · Q2 2026 data
Commercial State Bank vs Dalhart Federal Savings & Loan Association, SSB
Bank
Dalhart Federal Savings & Loan Association, SSB
Dalhart, Texas · $100 million – $1 billion
Metric by metric
| Measure | Commercial State Bank | Dalhart Federal Savings & Loan Association, SSB |
|---|---|---|
| TellerScore | 49 | 69 (stronger) |
| Capital cushion | 59 | 64 (stronger) |
| Loan quality | 0 | 95 (stronger) |
| Earnings | 83 (stronger) | 21 |
| Funding & liquidity | 65 | 78 (stronger) |
| Problem-loan coverage | 50 | 98 (stronger) |
| Peer percentile | 6th | 40th |
| Total assets | $126.6M | $126.3M |
| Deposits / shares | $114.3M | $95.5M |
| Capital ratio | 10.92% | 11.42% (stronger) |
| Problem loans | 5.44% | 0.16% (stronger) |
| Net charge-offs | 0.42% | -0.01% (stronger) |
| Return on assets | 1.57% (stronger) | 0.04% |
| Loans ÷ deposits | 35.0% (stronger) | 82.3% |
| Uninsured deposits | 46.8% | 10.3% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Dalhart Federal Savings & Loan Association, SSB has the higher TellerScore (69 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Commercial State Bank leads on 2 and Dalhart Federal Savings & Loan Association, SSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.