Side-by-side · Q2 2026 data
Commercial State Bank vs Mesquite Credit Union
Metric by metric
| Measure | Commercial State Bank | Mesquite Credit Union |
|---|---|---|
| TellerScore | 49 | 78 (stronger) |
| Capital cushion | 59 | 60 (stronger) |
| Loan quality | 0 | 99 (stronger) |
| Earnings | 83 (stronger) | 58 |
| Funding & liquidity | 65 | 91 (stronger) |
| Problem-loan coverage | 50 | 100 (stronger) |
| Peer percentile | 6th | 59th |
| Total assets | $126.6M | $40.8M |
| Deposits / shares | $114.3M | $36.0M |
| Capital ratio | 10.92% | 10.96% (stronger) |
| Problem loans | 5.44% | 0.03% (stronger) |
| Net charge-offs | 0.42% | 0.20% (stronger) |
| Return on assets | 1.57% (stronger) | 0.96% |
| Loans ÷ deposits | 35.0% (stronger) | 69.1% |
| Uninsured deposits | 46.8% | 0.0% (stronger) |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Mesquite Credit Union has the higher TellerScore (78 vs 49). On the 7 directional measures above (where higher or lower is clearly better), Commercial State Bank leads on 2 and Mesquite Credit Union on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.