Side-by-side · Q2 2026 data
Commercial Trust Company of Fayette vs Northeast Missouri State Bank
Metric by metric
| Measure | Commercial Trust Company of Fayette | Northeast Missouri State Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 54 | 61 (stronger) |
| Loan quality | 88 | 99 (stronger) |
| Earnings | 79 | 81 (stronger) |
| Funding & liquidity | 67 | 100 (stronger) |
| Problem-loan coverage | 95 | 100 (stronger) |
| Peer percentile | 57th | 86th |
| Total assets | $163.8M | $164.1M |
| Deposits / shares | $145.2M | $147.4M |
| Capital ratio | 10.41% | 11.11% (stronger) |
| Problem loans | 0.36% | 0.02% (stronger) |
| Net charge-offs | 0.03% | 0.02% (stronger) |
| Return on assets | 1.47% | 1.53% (stronger) |
| Loans ÷ deposits | 75.4% | 44.8% (stronger) |
| Uninsured deposits | 30.7% | 11.2% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Northeast Missouri State Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Commercial Trust Company of Fayette leads on 0 and Northeast Missouri State Bank on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.