Side-by-side · Q2 2026 data
Commercial Trust Company of Fayette vs Regional Missouri Bank
Metric by metric
| Measure | Commercial Trust Company of Fayette | Regional Missouri Bank |
|---|---|---|
| TellerScore | 74 | 84 (stronger) |
| Capital cushion | 54 | 66 (stronger) |
| Loan quality | 88 | 98 (stronger) |
| Earnings | 79 | 100 (stronger) |
| Funding & liquidity | 67 (stronger) | 65 |
| Problem-loan coverage | 95 | 99 (stronger) |
| Peer percentile | 57th | 86th |
| Total assets | $163.8M | $597.4M |
| Deposits / shares | $145.2M | $500.7M |
| Capital ratio | 10.41% | 11.61% (stronger) |
| Problem loans | 0.36% | 0.07% (stronger) |
| Net charge-offs | 0.03% | 0.00% (stronger) |
| Return on assets | 1.47% | 2.26% (stronger) |
| Loans ÷ deposits | 75.4% (stronger) | 92.5% |
| Uninsured deposits | 30.7% | 17.6% (stronger) |
| Offices | 2 | 11 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | 10.1% |
Regional Missouri Bank has the higher TellerScore (84 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Commercial Trust Company of Fayette leads on 1 and Regional Missouri Bank on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.