TellerScore

Side-by-side · Q2 2026 data

Commonwealth Central Credit Union vs Meriwest Credit Union

Credit union

Commonwealth Central Credit Union

San Jose, California · $100 million – $1 billion

80of 100
Strong

Credit union

Meriwest Credit Union

San Jose, California · $1 billion – $10 billion

54of 100
Below average

Metric by metric

MeasureCommonwealth Central Credit UnionMeriwest Credit Union
TellerScore80 (stronger)54
Capital cushion92 (stronger)41
Loan quality86 (stronger)73
Earnings48 (stronger)25
Funding & liquidity79 (stronger)67
Problem-loan coverage96 (stronger)86
Peer percentile78th11th
Total assets$624.9M$2.1B
Deposits / shares$530.3M$1.7B
Capital ratio14.23% (stronger)9.12%
Problem loans0.41% (stronger)0.81%
Net charge-offs0.61% (stronger)0.64%
Return on assets0.70% (stronger)0.11%
Loans ÷ deposits81.5% (stronger)93.4%
Uninsured deposits7.2% (stronger)13.8%
Offices114
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)33.6%—

Commonwealth Central Credit Union has the higher TellerScore (80 vs 54). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 7 and Meriwest Credit Union on 0. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

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