Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs Monterra Credit Union
Metric by metric
| Measure | Commonwealth Central Credit Union | Monterra Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 76 |
| Capital cushion | 92 (stronger) | 80 |
| Loan quality | 86 (stronger) | 83 |
| Earnings | 48 | 59 (stronger) |
| Funding & liquidity | 79 (stronger) | 69 |
| Problem-loan coverage | 96 (stronger) | 94 |
| Peer percentile | 78th | 79th |
| Total assets | $624.9M | $1.9B |
| Deposits / shares | $530.3M | $1.7B |
| Capital ratio | 14.23% (stronger) | 13.01% |
| Problem loans | 0.41% (stronger) | 0.50% |
| Net charge-offs | 0.61% | 0.15% (stronger) |
| Return on assets | 0.70% | 0.97% (stronger) |
| Loans ÷ deposits | 81.5% (stronger) | 91.5% |
| Uninsured deposits | 7.2% | 6.9% (stronger) |
| Offices | 1 | 8 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | — |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 4 and Monterra Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.