Side-by-side · Q2 2026 data
Commonwealth Central Credit Union vs Mypoint Credit Union
Metric by metric
| Measure | Commonwealth Central Credit Union | Mypoint Credit Union |
|---|---|---|
| TellerScore | 80 (stronger) | 58 |
| Capital cushion | 92 (stronger) | 36 |
| Loan quality | 86 | 91 (stronger) |
| Earnings | 48 (stronger) | 32 |
| Funding & liquidity | 79 (stronger) | 55 |
| Problem-loan coverage | 96 (stronger) | 95 |
| Peer percentile | 78th | 16th |
| Total assets | $624.9M | $704.5M |
| Deposits / shares | $530.3M | $576.3M |
| Capital ratio | 14.23% (stronger) | 8.55% |
| Problem loans | 0.41% | 0.27% (stronger) |
| Net charge-offs | 0.61% | 0.11% (stronger) |
| Return on assets | 0.70% (stronger) | 0.30% |
| Loans ÷ deposits | 81.5% (stronger) | 105.1% |
| Uninsured deposits | 7.2% (stronger) | 8.3% |
| Offices | 1 | 7 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 33.6% | 33.3% |
Commonwealth Central Credit Union has the higher TellerScore (80 vs 58). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Central Credit Union leads on 5 and Mypoint Credit Union on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.