Side-by-side · Q2 2026 data
Commonwealth Community Bank, Inc. vs Kraftcor Federal Credit Union
Credit union
Kraftcor Federal Credit Union
Hawesville, Kentucky · Under $100 million in assets
Metric by metric
| Measure | Commonwealth Community Bank, Inc. | Kraftcor Federal Credit Union |
|---|---|---|
| TellerScore | 83 (stronger) | 52 |
| Capital cushion | 97 (stronger) | 29 |
| Loan quality | 92 (stronger) | 66 |
| Earnings | 30 (stronger) | 16 |
| Funding & liquidity | 100 | 100 |
| Problem-loan coverage | 99 (stronger) | 88 |
| Peer percentile | 84th | 11th |
| Total assets | $157.7M | $12.4M |
| Deposits / shares | $134.8M | $11.4M |
| Capital ratio | 14.71% (stronger) | 7.91% |
| Problem loans | 0.24% (stronger) | 1.01% |
| Net charge-offs | 0.07% (stronger) | 1.38% |
| Return on assets | 0.24% (stronger) | -0.11% |
| Loans ÷ deposits | 40.7% (stronger) | 51.9% |
| Uninsured deposits | 11.2% | 0.0% (stronger) |
| Offices | 3 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Commonwealth Community Bank, Inc. has the higher TellerScore (83 vs 52). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth Community Bank, Inc. leads on 6 and Kraftcor Federal Credit Union on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.