Side-by-side · Q2 2026 data
Commonwealth National Bank vs Bank of Walker County
Metric by metric
| Measure | Commonwealth National Bank | Bank of Walker County |
|---|---|---|
| TellerScore | 45 | 75 (stronger) |
| Capital cushion | 87 (stronger) | 62 |
| Loan quality | 0 | 85 (stronger) |
| Earnings | 8 | 79 (stronger) |
| Funding & liquidity | 70 (stronger) | 65 |
| Problem-loan coverage | 71 | 94 (stronger) |
| Peer percentile | 6th | 54th |
| Total assets | $78.5M | $98.5M |
| Deposits / shares | $69.5M | $87.9M |
| Capital ratio | 13.73% (stronger) | 11.24% |
| Problem loans | 4.31% | 0.46% (stronger) |
| Net charge-offs | 0.16% | 0.04% (stronger) |
| Return on assets | -0.30% | 1.49% (stronger) |
| Loans ÷ deposits | 44.2% (stronger) | 82.3% |
| Uninsured deposits | 42.2% | 26.5% (stronger) |
| Offices | 2 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Bank of Walker County has the higher TellerScore (75 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Commonwealth National Bank leads on 2 and Bank of Walker County on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.