Side-by-side · Q2 2026 data
Communication Federal Credit Union vs Tinker Federal Credit Union
Credit union
Communication Federal Credit Union
Oklahoma City, Oklahoma · $1 billion – $10 billion
Metric by metric
| Measure | Communication Federal Credit Union | Tinker Federal Credit Union |
|---|---|---|
| TellerScore | 68 | 83 (stronger) |
| Capital cushion | 68 | 97 (stronger) |
| Loan quality | 59 | 79 (stronger) |
| Earnings | 61 (stronger) | 53 |
| Funding & liquidity | 82 | 91 (stronger) |
| Problem-loan coverage | 82 | 94 (stronger) |
| Peer percentile | 50th | 92nd |
| Total assets | $2.4B | $6.1B |
| Deposits / shares | $2.1B | $5.2B |
| Capital ratio | 11.83% | 14.72% (stronger) |
| Problem loans | 1.24% | 0.63% (stronger) |
| Net charge-offs | 1.57% | 0.96% (stronger) |
| Return on assets | 1.03% (stronger) | 0.82% |
| Loans ÷ deposits | 77.5% | 69.1% (stronger) |
| Uninsured deposits | 15.6% | 13.5% (stronger) |
| Offices | 18 | 22 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 14.9% | 33.6% |
Tinker Federal Credit Union has the higher TellerScore (83 vs 68). On the 7 directional measures above (where higher or lower is clearly better), Communication Federal Credit Union leads on 1 and Tinker Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.