The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

From Q2 2025 to Q2 2026, the score rose 5 points (78 → 83), mostly because the capital cushion component improved by 8 points.

Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Similar-size credit unions in Oklahoma

Yes. Tinker Federal Credit Union is a federally insured credit union (NCUA charter #24524). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.

An estimated 13.5% of shares and deposits ($700.0M) are above the $250,000 NCUA insurance limit, above the peer median of 9%. Insured balances are protected regardless of the score.

The net worth ratio is 14.72%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.

Check how much of your own balance is covered

Tinker Federal Credit Union lists 22 offices in 14 cities across 2 states. Most locations:

• Oklahoma City, OK (6)
• Edmond, OK (2)
• Norman, OK (2)
• Tinker AFB, OK (2)
• Ada, OK (1)
• Cross Roads, TX (1)
• Enid, OK (1)
• Midwest City, OK (1)
• Moore, OK (1)
• Owasso, OK (1)
• Seminole, OK (1)
• Shawnee, OK (1)

All branch addresses and map

In 2025, Tinker Federal Credit Union reported 1,839 home-loan applications under HMDA (LEI 549300PZP3UHKYJ5ET63): 978 originated ($108,120,000 total), 543 denied, and 223 withdrawn or closed by the applicant. Its denial rate on decided applications was 33.6%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

All Tinker Federal Credit Union card terms

Legal name

Tinker Federal Credit Union

Type

Federal credit union

NCUA charter #

24524

RSSD ID

220590

Primary regulator

NCUA

Established

1946

Headquarters

PO Box 45750, Oklahoma City, OK 73145

Employees

1,072