Side-by-side · Q2 2026 data
Communities of Abilene Federal Credit Union vs Naft Federal Credit Union
Credit union
Communities of Abilene Federal Credit Union
Abilene, Texas · $100 million – $1 billion
Metric by metric
| Measure | Communities of Abilene Federal Credit Union | Naft Federal Credit Union |
|---|---|---|
| TellerScore | 72 | 93 (stronger) |
| Capital cushion | 59 | 100 (stronger) |
| Loan quality | 92 (stronger) | 83 |
| Earnings | 37 | 89 (stronger) |
| Funding & liquidity | 96 | 100 (stronger) |
| Problem-loan coverage | 97 | 97 |
| Peer percentile | 57th | 97th |
| Total assets | $161.1M | $162.3M |
| Deposits / shares | $151.1M | $135.7M |
| Capital ratio | 10.86% | 16.44% (stronger) |
| Problem loans | 0.23% (stronger) | 0.50% |
| Net charge-offs | 0.26% | 0.24% (stronger) |
| Return on assets | 0.43% | 1.73% (stronger) |
| Loans ÷ deposits | 64.7% | 51.3% (stronger) |
| Uninsured deposits | 4.3% | 1.3% (stronger) |
| Offices | 1 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 0.0% | — |
Naft Federal Credit Union has the higher TellerScore (93 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Communities of Abilene Federal Credit Union leads on 1 and Naft Federal Credit Union on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.