Side-by-side · Q2 2026 data
Community 1st Federal Credit Union vs Butte Community Federal Credit Union
Credit union
Community 1st Federal Credit Union
Miles City, Montana · Under $100 million in assets
Credit union
Butte Community Federal Credit Union
Butte, Montana · Under $100 million in assets
Metric by metric
| Measure | Community 1st Federal Credit Union | Butte Community Federal Credit Union |
|---|---|---|
| TellerScore | 58 (stronger) | 57 |
| Capital cushion | 61 (stronger) | 28 |
| Loan quality | 47 | 86 (stronger) |
| Earnings | 51 (stronger) | 27 |
| Funding & liquidity | 69 | 84 (stronger) |
| Problem-loan coverage | 77 | 93 (stronger) |
| Peer percentile | 19th | 17th |
| Total assets | $43.2M | $37.7M |
| Deposits / shares | $37.6M | $34.2M |
| Capital ratio | 11.14% (stronger) | 7.85% |
| Problem loans | 1.60% | 0.41% (stronger) |
| Net charge-offs | 0.37% | 0.10% (stronger) |
| Return on assets | 0.79% (stronger) | 0.18% |
| Loans ÷ deposits | 91.4% | 76.7% (stronger) |
| Uninsured deposits | 1.3% (stronger) | 3.0% |
| Offices | 2 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community 1st Federal Credit Union has the higher TellerScore (58 vs 57). On the 7 directional measures above (where higher or lower is clearly better), Community 1st Federal Credit Union leads on 4 and Butte Community Federal Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.