Side-by-side · Q2 2026 data
Community Bank and Trust vs Joplin Metro Credit Union
Metric by metric
| Measure | Community Bank and Trust | Joplin Metro Credit Union |
|---|---|---|
| TellerScore | 72 | 89 (stronger) |
| Capital cushion | 34 | 100 (stronger) |
| Loan quality | 96 (stronger) | 74 |
| Earnings | 65 | 100 (stronger) |
| Funding & liquidity | 99 (stronger) | 72 |
| Problem-loan coverage | 99 (stronger) | 94 |
| Peer percentile | 50th | 87th |
| Total assets | $445.1M | $57.8M |
| Deposits / shares | $394.4M | $47.3M |
| Capital ratio | 8.37% | 17.73% (stronger) |
| Problem loans | 0.13% (stronger) | 0.78% |
| Net charge-offs | 0.04% (stronger) | 0.25% |
| Return on assets | 1.12% | 2.06% (stronger) |
| Loans ÷ deposits | 51.6% (stronger) | 88.5% |
| Uninsured deposits | 16.1% | 0.7% (stronger) |
| Offices | 13 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Joplin Metro Credit Union has the higher TellerScore (89 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Community Bank and Trust leads on 3 and Joplin Metro Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.