Side-by-side · Q2 2026 data
Community Bank and Trust vs MA Bank
Metric by metric
| Measure | Community Bank and Trust | MA Bank |
|---|---|---|
| TellerScore | 72 (stronger) | 65 |
| Capital cushion | 34 | 45 (stronger) |
| Loan quality | 96 (stronger) | 68 |
| Earnings | 65 (stronger) | 62 |
| Funding & liquidity | 99 (stronger) | 88 |
| Problem-loan coverage | 99 (stronger) | 89 |
| Peer percentile | 50th | 29th |
| Total assets | $445.1M | $417.3M |
| Deposits / shares | $394.4M | $364.5M |
| Capital ratio | 8.37% | 9.54% (stronger) |
| Problem loans | 0.13% (stronger) | 0.96% |
| Net charge-offs | 0.04% | 0.03% (stronger) |
| Return on assets | 1.12% (stronger) | 1.06% |
| Loans ÷ deposits | 51.6% (stronger) | 63.8% |
| Uninsured deposits | 16.1% (stronger) | 22.1% |
| Offices | 13 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank and Trust has the higher TellerScore (72 vs 65). On the 7 directional measures above (where higher or lower is clearly better), Community Bank and Trust leads on 5 and MA Bank on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.