Headquartered in Macon, Missouri, MA Bank is a state-chartered bank (fed member) with $417.3M in total assets and $364.5M in deposits as of Q2 2026. It operates 3 offices. Its charter dates back to 1893.
MA Bank has a TellerScore of 65 out of 100 (moderate) based on Q2 2026 data — higher than only 29% of its 2,650 banks with $100 million – $1 billion. Among 194 banks headquartered in Missouri, it ranks 142nd. Problem-loan coverage contributes the most (89/100, 5.5%); capital cushion contributes the least (45/100, 9.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score rose 4 points (61 → 65), mostly because the earnings component improved by 9 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 68 |
| Q3 2024 | 72 |
| Q4 2024 | 68 |
| Q1 2025 | 64 |
| Q2 2025 | 61 |
| Q3 2025 | 63 |
| Q4 2025 | 67 |
| Q1 2026 | 69 |
| Q2 2026 | 65 |
Show as table
| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.16% |
| Q3 2024 | 10.26% |
| Q4 2024 | 9.94% |
| Q1 2025 | 9.55% |
| Q2 2025 | 9.64% |
| Q3 2025 | 9.77% |
| Q4 2025 | 9.81% |
| Q1 2026 | 9.52% |
| Q2 2026 | 9.54% |
Show as table
| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.77% |
| Q3 2024 | 0.54% |
| Q4 2024 | 0.76% |
| Q1 2025 | 0.76% |
| Q2 2025 | 1.19% |
| Q3 2025 | 1.19% |
| Q4 2025 | 0.72% |
| Q1 2026 | 0.70% |
| Q2 2026 | 0.96% |
Show as table
| Quarter | Return on assets |
|---|---|
| Q2 2024 | 1.00% |
| Q3 2024 | 1.11% |
| Q4 2024 | 0.99% |
| Q1 2025 | 0.66% |
| Q2 2025 | 0.83% |
| Q3 2025 | 0.84% |
| Q4 2025 | 0.85% |
| Q1 2026 | 1.12% |
| Q2 2026 | 1.06% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 65 | $417.3M | 9.54% | 0.96% | 1.06% | 63.8% |
| Q1 2026 | 69 | $407.4M | 9.52% | 0.70% | 1.12% | 60.7% |
| Q4 2025 | 67 | $404.1M | 9.81% | 0.72% | 0.85% | 59.4% |
| Q3 2025 | 63 | $378.8M | 9.77% | 1.19% | 0.84% | 61.4% |
| Q2 2025 | 61 | $382.4M | 9.64% | 1.19% | 0.83% | 59.3% |
| Q1 2025 | 64 | $386.1M | 9.55% | 0.76% | 0.66% | 56.4% |
| Q4 2024 | 68 | $380.2M | 9.94% | 0.76% | 0.99% | 56.0% |
| Q3 2024 | 72 | $367.1M | 10.26% | 0.54% | 1.11% | 56.5% |
| Q2 2024 | 68 | $353.1M | 10.16% | 0.77% | 1.00% | 58.0% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in Missouri
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Bank of Franklin CountyBank Washington, MO | 65 out of 100, Moderate | $419.4M | 9.5% | 0.27% | vs |
| Branson BankBank Branson, MO | 66 out of 100, Moderate | $414.1M | 9.2% | 0.60% | vs |
| Heritage Bank of the OzarksBank Lebanon, MO | 45 out of 100, Below average | $424.0M | 9.6% | 2.74% | vs |
| Central Bank of Kansas CityBank Kansas City, MO | 82 out of 100, Strong | $410.2M | 11.9% | 0.13% | vs |
| Pony Express BankBank Braymer, MO | 76 out of 100, Strong | $399.5M | 10.2% | 0.17% | vs |
| Alliance BankBank Cape Girardeau, MO | 84 out of 100, Strong | $391.3M | 13.6% | 0.26% | vs |
Deposit insurance
Is my money safe at MA Bank?
Yes. MA Bank is an FDIC-insured institution (FDIC certificate #14695). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 22.1% of deposits ($80.6M) are above the $250,000 FDIC insurance limit, close to the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.54%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
3 locations
Branches
MA Bank lists 3 offices in 3 cities. Most locations:
- Kirksville, MO (1)
- Macon, MO (1)
- Monroe City, MO (1)
Identity & history
Profile
- Legal name
- MA Bank
- Former names
- Macon-Atlanta State Bank; Atlanta State Bank; Macon - Atlanta State Bank
- Type
- State-chartered bank (Fed member)
- FDIC certificate #
- 14695
- RSSD ID
- 34555
- Primary regulator
- FED
- Holding company
- Macon-Atlanta Bcorp Inc
- Established
- January 1, 1893
- Headquarters
- 1513 N Missouri St, Macon, MO 63552
- Website
- www.mabank.com
- Employees
- 60
Quick answers
MA Bank: common questions
Is MA Bank FDIC insured?
Yes. MA Bank is an FDIC-insured institution (FDIC certificate #14695). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is MA Bank's TellerScore?
65 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has MA Bank ever failed?
There is no failure record for FDIC certificate #14695 in the FDIC failed bank list.
How many branches does MA Bank have?
3 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Macon
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Regional Missouri BankBank Marceline, MO | 84 out of 100, Strong | $597.4M | 11.6% | 0.07% | vs |
| Northeast Missouri State BankBank Kirksville, MO | 84 out of 100, Strong | $164.1M | 11.1% | 0.02% | vs |
| Community State BankBank Shelbina, MO | 83 out of 100, Strong | $132.8M | 12.0% | 0.10% | vs |
| First State Community BankBank Farmington, MO | 73 out of 100, Strong | $4.5B | 11.7% | 1.07% | vs |
| Southern BankBank Poplar Bluff, MO | 70 out of 100, Strong | $5.2B | 10.4% | 0.63% | vs |
| Alliant BankBank Madison, MO | 70 out of 100, Strong | $256.4M | 9.0% | 0.00% | vs |