Side-by-side · Q2 2026 data
Community Bank vs Summit Credit Union
Metric by metric
| Measure | Community Bank | Summit Credit Union |
|---|---|---|
| TellerScore | 75 (stronger) | 67 |
| Capital cushion | 100 (stronger) | 53 |
| Loan quality | 50 | 78 (stronger) |
| Earnings | 78 (stronger) | 70 |
| Funding & liquidity | 57 | 59 (stronger) |
| Problem-loan coverage | 86 | 89 (stronger) |
| Peer percentile | 61st | 47th |
| Total assets | $310.8M | $8.5B |
| Deposits / shares | $210.7M | $6.9B |
| Capital ratio | 16.02% (stronger) | 10.34% |
| Problem loans | 1.50% | 0.65% (stronger) |
| Net charge-offs | -0.06% (stronger) | 0.27% |
| Return on assets | 1.46% (stronger) | 1.26% |
| Loans ÷ deposits | 102.1% | 100.9% (stronger) |
| Uninsured deposits | 16.4% | 15.5% (stronger) |
| Offices | 4 | 34 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank has the higher TellerScore (75 vs 67). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 4 and Summit Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.