Side-by-side · Q2 2026 data
Community Bank vs Telco Triad Community Credit Union
Metric by metric
| Measure | Community Bank | Telco Triad Community Credit Union |
|---|---|---|
| TellerScore | 76 (stronger) | 74 |
| Capital cushion | 60 | 72 (stronger) |
| Loan quality | 91 (stronger) | 85 |
| Earnings | 71 (stronger) | 51 |
| Funding & liquidity | 77 (stronger) | 75 |
| Problem-loan coverage | 97 (stronger) | 94 |
| Peer percentile | 64th | 63rd |
| Total assets | $138.3M | $160.5M |
| Deposits / shares | $122.7M | $140.5M |
| Capital ratio | 10.99% | 12.21% (stronger) |
| Problem loans | 0.28% (stronger) | 0.45% |
| Net charge-offs | 0.72% | 0.24% (stronger) |
| Return on assets | 1.27% (stronger) | 0.77% |
| Loans ÷ deposits | 77.8% (stronger) | 85.5% |
| Uninsured deposits | 19.8% | 2.8% (stronger) |
| Offices | 7 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.9% | 11.1% |
Community Bank has the higher TellerScore (76 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 4 and Telco Triad Community Credit Union on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.