Side-by-side · Q2 2026 data
Community Bank vs Commercial State Bank, of Wagner
Metric by metric
| Measure | Community Bank | Commercial State Bank, of Wagner |
|---|---|---|
| TellerScore | 76 (stronger) | 66 |
| Capital cushion | 72 (stronger) | 68 |
| Loan quality | 80 (stronger) | 24 |
| Earnings | 57 | 100 (stronger) |
| Funding & liquidity | 90 (stronger) | 77 |
| Problem-loan coverage | 94 (stronger) | 77 |
| Peer percentile | 56th | 31st |
| Total assets | $69.3M | $260.4M |
| Deposits / shares | $60.2M | $218.8M |
| Capital ratio | 12.20% (stronger) | 11.82% |
| Problem loans | 0.60% (stronger) | 2.29% |
| Net charge-offs | 0.22% | -0.63% (stronger) |
| Return on assets | 0.93% | 2.57% (stronger) |
| Loans ÷ deposits | 69.8% (stronger) | 70.2% |
| Uninsured deposits | 11.8% (stronger) | 26.8% |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank has the higher TellerScore (76 vs 66). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 5 and Commercial State Bank, of Wagner on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.