TellerScore

Side-by-side · Q2 2026 data

Community Bank vs First Savings Bank

Bank

Community Bank

Avon, South Dakota · Under $100 million in assets

76of 100
Strong

Bank

First Savings Bank

Beresford, South Dakota · $1 billion – $10 billion

83of 100
Strong

Metric by metric

MeasureCommunity BankFirst Savings Bank
TellerScore7683 (stronger)
Capital cushion72100 (stronger)
Loan quality80 (stronger)70
Earnings57100 (stronger)
Funding & liquidity90 (stronger)38
Problem-loan coverage9494
Peer percentile56th94th
Total assets$69.3M$1.6B
Deposits / shares$60.2M$1.3B
Capital ratio12.20%19.25% (stronger)
Problem loans0.60% (stronger)0.90%
Net charge-offs0.22% (stronger)4.08%
Return on assets0.93%2.61% (stronger)
Loans ÷ deposits69.8% (stronger)89.6%
Uninsured deposits11.8% (stronger)44.2%
Offices124
CFPB complaints (3 yrs)——
Complaints per $1B deposits——
Mortgage denial rate (HMDA)—16.1%

First Savings Bank has the higher TellerScore (83 vs 76). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 4 and First Savings Bank on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.

Compare two institutions