Side-by-side · Q2 2026 data
Community Bank vs Cypress Bank, SSB
Metric by metric
| Measure | Community Bank | Cypress Bank, SSB |
|---|---|---|
| TellerScore | 82 (stronger) | 59 |
| Capital cushion | 69 (stronger) | 64 |
| Loan quality | 100 (stronger) | 39 |
| Earnings | 100 (stronger) | 44 |
| Funding & liquidity | 44 | 88 (stronger) |
| Problem-loan coverage | 100 (stronger) | 77 |
| Peer percentile | 82nd | 17th |
| Total assets | $315.5M | $235.5M |
| Deposits / shares | $277.8M | $192.9M |
| Capital ratio | 11.95% (stronger) | 11.44% |
| Problem loans | 0.00% (stronger) | 1.84% |
| Net charge-offs | -0.01% (stronger) | 0.06% |
| Return on assets | 2.92% (stronger) | 0.59% |
| Loans ÷ deposits | 88.7% | 72.1% (stronger) |
| Uninsured deposits | 39.8% | 9.2% (stronger) |
| Offices | 6 | 4 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.1% | — |
Community Bank has the higher TellerScore (82 vs 59). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 5 and Cypress Bank, SSB on 2. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Lone Star, TX