TellerScore

Community Bank is a state-chartered bank headquartered in Longview, Texas, in business for about 42 years. At the end of Q2 2026 it reported $315.5M in total assets and $277.8M in deposits, with 6 offices.

Community Bank has a TellerScore of 82 out of 100 (strong) based on Q2 2026 data — higher than 82% of its 2,650 banks with $100 million – $1 billion. Among 349 banks headquartered in Texas, it ranks 67th. Loan quality contributes the most (100/100, 0.00%); funding & liquidity contributes the least (44/100, 89% loans-to-deposits, 40% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion69/100
Tier 1 leverage ratio: 11.95%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.00%
Earnings100/100
Return on assets (annualized): 2.92%
Funding & liquidity44/100
Loans ÷ deposits and uninsured-deposit share: 88.7% · 39.8% uninsured
Problem-loan coverage100/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 0.00%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

The score has been essentially flat from Q2 2025 to Q2 2026 (81 → 82).

TellerScore
798183Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202479
Q3 202481
Q4 202479
Q1 202581
Q2 202581
Q3 202583
Q4 202581
Q1 202683
Q2 202682
Tier 1 leverage ratio
5.00%8.55%12.10%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 202410.71%
Q3 202411.43%
Q4 202411.05%
Q1 202511.48%
Q2 202511.74%
Q3 202512.00%
Q4 202511.53%
Q1 202612.10%
Q2 202611.95%
Noncurrent loans
0.00%0.01%0.02%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.00%
Q3 20240.00%
Q4 20240.00%
Q1 20250.00%
Q2 20250.00%
Q3 20250.00%
Q4 20250.02%
Q1 20260.00%
Q2 20260.00%
Return on assets
2.58%2.75%2.92%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20242.75%
Q3 20242.69%
Q4 20242.66%
Q1 20252.58%
Q2 20252.75%
Q3 20252.76%
Q4 20252.83%
Q1 20262.73%
Q2 20262.92%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202682$315.5M11.95%0.00%2.92%88.7%
Q1 202683$301.8M12.10%0.00%2.73%90.8%
Q4 202581$310.2M11.53%0.02%2.83%89.3%
Q3 202583$288.5M12.00%0.00%2.76%92.7%
Q2 202581$297.4M11.74%0.00%2.75%91.5%
Q1 202581$295.9M11.48%0.00%2.58%91.4%
Q4 202479$299.7M11.05%0.00%2.66%93.9%
Q3 202481$295.1M11.43%0.00%2.69%94.0%
Q2 202479$291.0M10.71%0.00%2.75%92.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio11.95%
65th
Total risk-based capital0.00%
24th
Problem loans0.00%
94th
Net charge-offs-0.01%
89th
Return on assets2.92%
98th
Net interest margin4.49%
79th
Efficiency ratio39.4%
96th
Loans to deposits88.7%
29th
Uninsured deposits39.8%
11th
Loan-loss reserves1.06%
34th
Texas ratio0.0%
95th

Similar-size banks in Texas

InstitutionScoreAssetsCapitalProblem loansCompare
The First National Bank of Hughes SpringsBank Hughes Springs, TX63 out of 100, Moderate$319.5M11.0%2.23%vs
Citizens BankBank Amarillo, TX82 out of 100, Strong$309.8M10.1%0.01%vs
The Pecos County State BankBank Fort Stockton, TX73 out of 100, Strong$309.4M11.6%0.98%vs
First State BankBank Graham, TX81 out of 100, Strong$308.8M10.1%0.00%vs
Sundown State BankBank Sundown, TX79 out of 100, Strong$307.7M11.6%0.84%vs
First State Bank of BurnetBank Burnet, TX86 out of 100, Very strong$325.8M12.5%0.13%vs

Deposit insurance

Is my money safe at Community Bank?

Yes. Community Bank is an FDIC-insured institution (FDIC certificate #25752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 39.8% of deposits ($110.4M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 11.95%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

6 locations

Branches

Community Bank lists 6 offices in 4 cities. Most locations:

  • Longview, TX (3)
  • Avinger, TX (1)
  • Hallsville, TX (1)
  • Lone Star, TX (1)

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Community Bank reported 71 home-loan applications under HMDA (LEI 549300YK8RG6J51VOI08): 61 originated ($21,875,000 total), 4 denied, and 5 withdrawn or closed by the applicant. Its denial rate on decided applications was 6.1%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Community Bank
Former names
Community National Bank
Type
State-chartered bank
FDIC certificate #
25752
RSSD ID
572655
Primary regulator
FDIC
Holding company
East Texas Bcorp Inc
Established
October 15, 1984
Headquarters
101 Community Blvd, Longview, TX 75605
Employees
40

Quick answers

Community Bank: common questions

Is Community Bank FDIC insured?

Yes. Community Bank is an FDIC-insured institution (FDIC certificate #25752). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bank's TellerScore?

82 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bank ever failed?

There is no failure record for FDIC certificate #25752 in the FDIC failed bank list.

How many branches does Community Bank have?

6 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Longview

InstitutionScoreAssetsCapitalProblem loansCompare
Sweetex Credit UnionCredit union Longview, TX94 out of 100, Very strong$9.4M39.4%0.00%vs
Eastman Credit UnionCredit union Kingsport, TN91 out of 100, Very strong$10.2B14.9%0.31%vs
East Texas Professional Credit UnionCredit union Longview, TX90 out of 100, Very strong$1.4B19.4%0.41%vs
Austin Bank, Texas National AssociationBank Jacksonville, TX88 out of 100, Very strong$3.3B15.1%0.60%vs
Marshall T & P Employees Federal Credit UnionCredit union Marshall, TX81 out of 100, Strong$17.4M17.9%1.04%vs
Spring Hill State BankBank Longview, TX79 out of 100, Strong$238.5M16.7%0.94%vs