Side-by-side · Q2 2026 data
Community Bank vs RockPointBank, National Association
Metric by metric
| Measure | Community Bank | RockPointBank, National Association |
|---|---|---|
| TellerScore | 64 | 68 (stronger) |
| Capital cushion | 56 | 71 (stronger) |
| Loan quality | 76 | 96 (stronger) |
| Earnings | 50 (stronger) | 33 |
| Funding & liquidity | 61 (stronger) | 44 |
| Problem-loan coverage | 90 | 97 (stronger) |
| Peer percentile | 26th | 37th |
| Total assets | $357.5M | $384.5M |
| Deposits / shares | $301.0M | $335.8M |
| Capital ratio | 10.64% | 12.13% (stronger) |
| Problem loans | 0.71% | 0.13% (stronger) |
| Net charge-offs | 0.09% | 0.00% (stronger) |
| Return on assets | 0.76% (stronger) | 0.33% |
| Loans ÷ deposits | 99.1% | 92.1% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 36.6% |
| Offices | 4 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 4.3% |
RockPointBank, National Association has the higher TellerScore (68 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 2 and RockPointBank, National Association on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.