Side-by-side · Q2 2026 data
Community Bank vs Traditions First Bank
Metric by metric
| Measure | Community Bank | Traditions First Bank |
|---|---|---|
| TellerScore | 64 | 70 (stronger) |
| Capital cushion | 56 (stronger) | 49 |
| Loan quality | 76 | 100 (stronger) |
| Earnings | 50 | 54 (stronger) |
| Funding & liquidity | 61 (stronger) | 60 |
| Problem-loan coverage | 90 | 100 (stronger) |
| Peer percentile | 26th | 43rd |
| Total assets | $357.5M | $336.6M |
| Deposits / shares | $301.0M | $300.1M |
| Capital ratio | 10.64% (stronger) | 9.91% |
| Problem loans | 0.71% | 0.01% (stronger) |
| Net charge-offs | 0.09% | 0.03% (stronger) |
| Return on assets | 0.76% | 0.84% (stronger) |
| Loans ÷ deposits | 99.1% | 85.3% (stronger) |
| Uninsured deposits | 14.6% (stronger) | 28.1% |
| Offices | 4 | 5 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.8% | 14.4% |
Traditions First Bank has the higher TellerScore (70 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 2 and Traditions First Bank on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.