Side-by-side · Q2 2026 data
Community Bank vs Embassy Bank for the Lehigh Valley
Metric by metric
| Measure | Community Bank | Embassy Bank for the Lehigh Valley |
|---|---|---|
| TellerScore | 66 | 66 |
| Capital cushion | 49 (stronger) | 38 |
| Loan quality | 90 | 98 (stronger) |
| Earnings | 62 (stronger) | 56 |
| Funding & liquidity | 46 | 62 (stronger) |
| Problem-loan coverage | 96 | 99 (stronger) |
| Peer percentile | 40th | 40th |
| Total assets | $1.7B | $1.9B |
| Deposits / shares | $1.4B | $1.7B |
| Capital ratio | 9.94% (stronger) | 8.83% |
| Problem loans | 0.29% | 0.05% (stronger) |
| Net charge-offs | 0.01% | 0.00% (stronger) |
| Return on assets | 1.06% (stronger) | 0.89% |
| Loans ÷ deposits | 84.3% | 77.0% (stronger) |
| Uninsured deposits | 41.5% | 34.5% (stronger) |
| Offices | 12 | 10 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 18.6% | 16.4% |
Both have the same TellerScore. On the 6 directional measures above (where higher or lower is clearly better), Community Bank leads on 2 and Embassy Bank for the Lehigh Valley on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.