Side-by-side · Q2 2026 data
Community Bank vs Oklahoma Central Credit Union
Metric by metric
| Measure | Community Bank | Oklahoma Central Credit Union |
|---|---|---|
| TellerScore | 71 | 83 (stronger) |
| Capital cushion | 51 | 89 (stronger) |
| Loan quality | 71 | 92 (stronger) |
| Earnings | 100 (stronger) | 42 |
| Funding & liquidity | 65 | 100 (stronger) |
| Problem-loan coverage | 84 | 98 (stronger) |
| Peer percentile | 47th | 83rd |
| Total assets | $119.1M | $760.2M |
| Deposits / shares | $106.9M | $663.4M |
| Capital ratio | 10.09% | 13.94% (stronger) |
| Problem loans | 0.86% | 0.24% (stronger) |
| Net charge-offs | 0.04% (stronger) | 0.18% |
| Return on assets | 2.13% (stronger) | 0.54% |
| Loans ÷ deposits | 90.1% | 52.6% (stronger) |
| Uninsured deposits | 19.8% | 8.5% (stronger) |
| Offices | 1 | 9 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 29.0% |
Oklahoma Central Credit Union has the higher TellerScore (83 vs 71). On the 7 directional measures above (where higher or lower is clearly better), Community Bank leads on 2 and Oklahoma Central Credit Union on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.