Oklahoma Central Credit Union (NCUA charter #62322) is based in Tulsa, Oklahoma. Its Q2 2026 call report shows $760.2M in total assets and $663.4M in member shares and deposits and 9 offices.
Oklahoma Central Credit Union has a TellerScore of 83 out of 100 (strong) based on Q2 2026 data — higher than 83% of its 1,341 credit unions with $100 million – $1 billion. Among 52 credit unions headquartered in Oklahoma, it ranks 12th. Funding & liquidity contributes the most (100/100, 53% loans-to-deposits, 8% uninsured); earnings contributes the least (42/100, 0.54%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
From Q2 2025 to Q2 2026, the score fell 3 points (86 → 83), mostly because the earnings component weakened by 8 points.
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 86 |
| Q3 2024 | 88 |
| Q4 2024 | 85 |
| Q1 2025 | 84 |
| Q2 2025 | 86 |
| Q3 2025 | 86 |
| Q4 2025 | 86 |
| Q1 2026 | 82 |
| Q2 2026 | 83 |
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| Quarter | Net worth ratio |
|---|---|
| Q2 2024 | 14.19% |
| Q3 2024 | 14.36% |
| Q4 2024 | 14.40% |
| Q1 2025 | 14.12% |
| Q2 2025 | 14.26% |
| Q3 2025 | 14.36% |
| Q4 2025 | 14.27% |
| Q1 2026 | 13.76% |
| Q2 2026 | 13.94% |
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| Quarter | Delinquent loans (60+ days) |
|---|---|
| Q2 2024 | 0.24% |
| Q3 2024 | 0.18% |
| Q4 2024 | 0.31% |
| Q1 2025 | 0.25% |
| Q2 2025 | 0.18% |
| Q3 2025 | 0.22% |
| Q4 2025 | 0.21% |
| Q1 2026 | 0.18% |
| Q2 2026 | 0.24% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.82% |
| Q3 2024 | 0.91% |
| Q4 2024 | 0.74% |
| Q1 2025 | 0.59% |
| Q2 2025 | 0.75% |
| Q3 2025 | 0.78% |
| Q4 2025 | 0.69% |
| Q1 2026 | 0.42% |
| Q2 2026 | 0.54% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 83 | $760.2M | 13.94% | 0.24% | 0.54% | 52.6% |
| Q1 2026 | 82 | $760.7M | 13.76% | 0.18% | 0.42% | 49.8% |
| Q4 2025 | 86 | $728.2M | 14.27% | 0.21% | 0.69% | 52.3% |
| Q3 2025 | 86 | $718.2M | 14.36% | 0.22% | 0.78% | 52.6% |
| Q2 2025 | 86 | $712.0M | 14.26% | 0.18% | 0.75% | 52.3% |
| Q1 2025 | 84 | $707.9M | 14.12% | 0.25% | 0.59% | 51.1% |
| Q4 2024 | 85 | $686.9M | 14.40% | 0.31% | 0.74% | 53.1% |
| Q3 2024 | 88 | $686.3M | 14.36% | 0.18% | 0.91% | 53.8% |
| Q2 2024 | 86 | $681.4M | 14.19% | 0.24% | 0.82% | 54.7% |
1,341 peers · $100 million – $1 billion
How it compares with peers
Percentile against credit unions of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size credit unions in Oklahoma
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| True Sky Federal Credit UnionCredit union Oklahoma City, OK | 48 out of 100, Below average | $778.4M | 6.3% | 0.96% | vs |
| Oklahoma'S Federal Credit UnionCredit union Oklahoma City, OK | 77 out of 100, Strong | $954.5M | 12.6% | 0.25% | vs |
| Westreet Federal Credit UnionCredit union Tulsa, OK | 38 out of 100, Low | $966.8M | 9.6% | 2.77% | vs |
| Fort Sill Federal Credit UnionCredit union Lawton, OK | 70 out of 100, Strong | $394.2M | 11.6% | 1.12% | vs |
| Allegiance Federal Credit UnionCredit union Oklahoma City, OK | 66 out of 100, Moderate | $372.5M | 9.7% | 0.71% | vs |
| Oklahoma Educators Credit UnionCredit union Oklahoma City, OK | 72 out of 100, Strong | $305.2M | 11.3% | 0.51% | vs |
Deposit insurance
Is my money safe at Oklahoma Central Credit Union?
Yes. Oklahoma Central Credit Union is a federally insured credit union (NCUA charter #62322). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
An estimated 8.5% of shares and deposits ($56.1M) are above the $250,000 NCUA insurance limit, above the peer median of 6%. Insured balances are protected regardless of the score.
The net worth ratio is 13.94%, well above the 7% level regulators use as the "well capitalized" benchmark for this measure.
9 locations
Branches
Oklahoma Central Credit Union lists 9 offices in 4 cities. Most locations:
- Tulsa, OK (5)
- Broken Arrow, OK (2)
- Collinsville, OK (1)
- Jenks, OK (1)
HMDA 2025
Mortgage lending
In 2025, Oklahoma Central Credit Union reported 491 home-loan applications under HMDA (LEI 54930068H3KVFOUG0285): 258 originated ($23,110,000 total), 106 denied, and 125 withdrawn or closed by the applicant. Its denial rate on decided applications was 29.0%, compared with 22.2% for all lenders nationwide.
Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.
Identity & history
Profile
- Legal name
- Oklahoma Central Credit Union
- Type
- Federally insured state-chartered credit union
- NCUA charter #
- 62322
- RSSD ID
- 218793
- Primary regulator
- State + NCUA
- Established
- 1941
- Headquarters
- 4956 S Peoria Ave, Tulsa, OK 74105
- Employees
- 134
Quick answers
Oklahoma Central Credit Union: common questions
Is Oklahoma Central Credit Union NCUA insured?
Yes. Oklahoma Central Credit Union is a federally insured credit union (NCUA charter #62322). Deposits are insured by the National Credit Union Share Insurance Fund up to $250,000 per member, per insured credit union, for each account ownership category.
What is Oklahoma Central Credit Union's TellerScore?
83 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
How many branches does Oklahoma Central Credit Union have?
9 offices as of the latest NCUA data.
Nearby
Highest-scoring banks and credit unions with branches near Tulsa
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| First Bank of OwassoBank Owasso, OK | 93 out of 100, Very strong | $639.3M | 15.7% | 0.01% | vs |
| Saint Francis Employees Federal Credit UnionCredit union Tulsa, OK | 92 out of 100, Very strong | $44.7M | 15.9% | 0.20% | vs |
| The First National Bank and Trust Company of Broken ArrowBank Broken Arrow, OK | 89 out of 100, Very strong | $269.5M | 16.4% | 0.14% | vs |
| International Bank of CommerceBank Oklahoma City, OK | 88 out of 100, Very strong | $1.6B | 15.5% | 0.66% | vs |
| United Members Federal Credit UnionCredit union Tulsa, OK | 87 out of 100, Very strong | $10.4M | 18.6% | 0.15% | vs |
| Bank 7Bank Oklahoma City, OK | 86 out of 100, Very strong | $1.9B | 13.9% | 0.39% | vs |