Side-by-side · Q2 2026 data
Community Bank Mankato vs Minnesota Valley Federal Credit Union
Credit union
Minnesota Valley Federal Credit Union
Mankato, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Community Bank Mankato | Minnesota Valley Federal Credit Union |
|---|---|---|
| TellerScore | 47 | 77 (stronger) |
| Capital cushion | 45 | 65 (stronger) |
| Loan quality | 28 | 81 (stronger) |
| Earnings | 60 | 63 (stronger) |
| Funding & liquidity | 56 | 100 (stronger) |
| Problem-loan coverage | 63 | 95 (stronger) |
| Peer percentile | 5th | 71st |
| Total assets | $538.3M | $329.0M |
| Deposits / shares | $473.9M | $289.7M |
| Capital ratio | 9.49% | 11.48% (stronger) |
| Problem loans | 2.15% | 0.56% (stronger) |
| Net charge-offs | 0.26% | 0.11% (stronger) |
| Return on assets | 1.01% | 1.06% (stronger) |
| Loans ÷ deposits | 99.4% | 58.1% (stronger) |
| Uninsured deposits | 19.6% | 4.6% (stronger) |
| Offices | 5 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | 5.2% |
Minnesota Valley Federal Credit Union has the higher TellerScore (77 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Community Bank Mankato leads on 0 and Minnesota Valley Federal Credit Union on 7. Deposits are insured up to $250,000 per depositor, per ownership category, at both.