Side-by-side · Q2 2026 data
Community Bank Mankato vs Northern State Bank of Thief River Falls
Bank
Northern State Bank of Thief River Falls
Thief River Falls, Minnesota · $100 million – $1 billion
Metric by metric
| Measure | Community Bank Mankato | Northern State Bank of Thief River Falls |
|---|---|---|
| TellerScore | 47 | 67 (stronger) |
| Capital cushion | 45 | 49 (stronger) |
| Loan quality | 28 | 81 (stronger) |
| Earnings | 60 | 64 (stronger) |
| Funding & liquidity | 56 | 64 (stronger) |
| Problem-loan coverage | 63 | 95 (stronger) |
| Peer percentile | 5th | 34th |
| Total assets | $538.3M | $550.0M |
| Deposits / shares | $473.9M | $499.3M |
| Capital ratio | 9.49% | 9.92% (stronger) |
| Problem loans | 2.15% | 0.57% (stronger) |
| Net charge-offs | 0.26% | 0.00% (stronger) |
| Return on assets | 1.01% | 1.10% (stronger) |
| Loans ÷ deposits | 99.4% | 38.7% (stronger) |
| Uninsured deposits | 19.6% (stronger) | 47.3% |
| Offices | 5 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 6.4% | — |
Northern State Bank of Thief River Falls has the higher TellerScore (67 vs 47). On the 7 directional measures above (where higher or lower is clearly better), Community Bank Mankato leads on 1 and Northern State Bank of Thief River Falls on 6. Deposits are insured up to $250,000 per depositor, per ownership category, at both.