Side-by-side · Q2 2026 data
Community Bank, National Association vs The Delaware National Bank of Delhi
Metric by metric
| Measure | Community Bank, National Association | The Delaware National Bank of Delhi |
|---|---|---|
| TellerScore | 62 | 63 (stronger) |
| Capital cushion | 29 | 46 (stronger) |
| Loan quality | 83 (stronger) | 80 |
| Earnings | 68 (stronger) | 52 |
| Funding & liquidity | 66 (stronger) | 64 |
| Problem-loan coverage | 93 (stronger) | 90 |
| Peer percentile | 35th | 24th |
| Total assets | $17.4B | $384.1M |
| Deposits / shares | $14.9B | $348.6M |
| Capital ratio | 7.86% | 9.61% (stronger) |
| Problem loans | 0.50% (stronger) | 0.60% |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.80% |
| Loans ÷ deposits | 75.3% (stronger) | 76.4% |
| Uninsured deposits | 31.5% (stronger) | 32.3% |
| Offices | 198 | 4 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 7.1 | — |
| Mortgage denial rate (HMDA) | 18.9% | — |
The Delaware National Bank of Delhi has the higher TellerScore (63 vs 62). On the 7 directional measures above (where higher or lower is clearly better), Community Bank, National Association leads on 4 and The Delaware National Bank of Delhi on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Delhi, NY