The Delaware National Bank of Delhi is a national bank headquartered in Delhi, New York, in business for about 187 years. At the end of Q2 2026 it reported $384.1M in total assets and $348.6M in deposits, with 4 offices.
Based on its Q2 2026 filing, The Delaware National Bank of Delhi scores 63/100, which we describe as moderate. That is higher than only 24% of 2,650 banks with $100 million – $1 billion. Among 121 banks headquartered in New York, it ranks 63rd. Its strongest component is problem-loan coverage (90/100; 5.1%), and its lowest is capital cushion (46/100; 9.61%).
TellerScore · Q2 2026
Scorecard
The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.
9 quarters
Health trend
The score has been essentially flat from Q2 2025 to Q2 2026 (62 → 63).
Show as table
| Quarter | TellerScore |
|---|---|
| Q2 2024 | 65 |
| Q3 2024 | 65 |
| Q4 2024 | 64 |
| Q1 2025 | 62 |
| Q2 2025 | 62 |
| Q3 2025 | 62 |
| Q4 2025 | 62 |
| Q1 2026 | 63 |
| Q2 2026 | 63 |
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| Quarter | Tier 1 leverage ratio |
|---|---|
| Q2 2024 | 10.04% |
| Q3 2024 | 10.25% |
| Q4 2024 | 10.31% |
| Q1 2025 | 9.91% |
| Q2 2025 | 9.97% |
| Q3 2025 | 10.09% |
| Q4 2025 | 10.03% |
| Q1 2026 | 9.80% |
| Q2 2026 | 9.61% |
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| Quarter | Noncurrent loans |
|---|---|
| Q2 2024 | 0.35% |
| Q3 2024 | 0.34% |
| Q4 2024 | 0.50% |
| Q1 2025 | 0.57% |
| Q2 2025 | 0.64% |
| Q3 2025 | 0.70% |
| Q4 2025 | 0.75% |
| Q1 2026 | 0.67% |
| Q2 2026 | 0.60% |
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| Quarter | Return on assets |
|---|---|
| Q2 2024 | 0.44% |
| Q3 2024 | 0.46% |
| Q4 2024 | 0.47% |
| Q1 2025 | 0.53% |
| Q2 2025 | 0.56% |
| Q3 2025 | 0.61% |
| Q4 2025 | 0.67% |
| Q1 2026 | 0.77% |
| Q2 2026 | 0.80% |
| Quarter | Score | Assets | Capital | Problem loans | ROA | Loans/deposits |
|---|---|---|---|---|---|---|
| Q2 2026 | 63 | $384.1M | 9.61% | 0.60% | 0.80% | 76.4% |
| Q1 2026 | 63 | $407.6M | 9.80% | 0.67% | 0.77% | 70.8% |
| Q4 2025 | 62 | $370.5M | 10.03% | 0.75% | 0.67% | 77.8% |
| Q3 2025 | 62 | $370.2M | 10.09% | 0.70% | 0.61% | 77.3% |
| Q2 2025 | 62 | $372.3M | 9.97% | 0.64% | 0.56% | 76.7% |
| Q1 2025 | 62 | $386.3M | 9.91% | 0.57% | 0.53% | 73.3% |
| Q4 2024 | 64 | $368.0M | 10.31% | 0.50% | 0.47% | 76.4% |
| Q3 2024 | 65 | $359.6M | 10.25% | 0.34% | 0.46% | 79.6% |
| Q2 2024 | 65 | $362.8M | 10.04% | 0.35% | 0.44% | 76.7% |
2,650 peers · $100 million – $1 billion
How it compares with peers
Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).
Similar-size banks in New York
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Cattaraugus County BankBank Little Valley, NY | 61 out of 100, Moderate | $384.7M | 11.3% | 1.73% | vs |
| The North Country Savings BankBank Canton, NY | 78 out of 100, Strong | $373.5M | 14.5% | 0.82% | vs |
| Abacus Federal Savings BankBank New York, NY | 76 out of 100, Strong | $320.7M | 16.3% | 0.47% | vs |
| The Bank of East Asia Ltd.Bank New York, NY | 41 out of 100, Below average | $449.6M | 0.0% | 0.00% | vs |
| Seneca Savings Bank, National AssociationBank Baldwinsville, NY | 51 out of 100, Below average | $312.5M | 9.8% | 1.12% | vs |
| Carthage Savings and Loan, National AssociationBank Carthage, NY | 77 out of 100, Strong | $312.1M | 12.9% | 0.32% | vs |
Deposit insurance
Is my money safe at The Delaware National Bank of Delhi?
Yes. The Delaware National Bank of Delhi is an FDIC-insured institution (FDIC certificate #7025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
An estimated 32.3% of deposits ($112.7M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.
The tier 1 leverage ratio is 9.61%, above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).
4 locations
Branches
The Delaware National Bank of Delhi lists 4 offices in 4 cities. Most locations:
- Davenport, NY (1)
- Delhi, NY (1)
- Hobart, NY (1)
- Margaretville, NY (1)
Identity & history
Profile
- Legal name
- The Delaware National Bank of Delhi
- Type
- National bank
- FDIC certificate #
- 7025
- RSSD ID
- 236603
- Primary regulator
- OCC
- Holding company
- Delhi Bank Corp
- Established
- January 1, 1839
- Headquarters
- 124 Main St, Delhi, NY 13753
- Website
- www.dnbd.bank
- Employees
- 45
Quick answers
The Delaware National Bank of Delhi: common questions
Is The Delaware National Bank of Delhi FDIC insured?
Yes. The Delaware National Bank of Delhi is an FDIC-insured institution (FDIC certificate #7025). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.
What is The Delaware National Bank of Delhi's TellerScore?
63 out of 100 (Moderate), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.
Has The Delaware National Bank of Delhi ever failed?
There is no failure record for FDIC certificate #7025 in the FDIC failed bank list.
How many branches does The Delaware National Bank of Delhi have?
4 offices as of the latest FDIC data.
Nearby
Highest-scoring banks and credit unions with branches near Delhi
| Institution | Score | Assets | Capital | Problem loans | Compare |
|---|---|---|---|---|---|
| Chen-Del-O Federal Credit UnionCredit union Franklin, NY | 85 out of 100, Very strong | $34.9M | 12.9% | 0.48% | vs |
| Sidney Federal Credit UnionCredit union Sidney, NY | 67 out of 100, Moderate | $1.3B | 10.5% | 0.85% | vs |
| NBT Bank, National AssociationBank Norwich, NY | 64 out of 100, Moderate | $16.1B | 9.5% | 0.55% | vs |
| KeyBank National AssociationBank Cleveland, OH | 63 out of 100, Moderate | $188.6B | 9.9% | 0.86% | vs |
| Community Bank, National AssociationBank Canton, NY | 62 out of 100, Moderate | $17.4B | 7.9% | 0.50% | vs |
| Wayne BankBank Honesdale, PA | 53 out of 100, Below average | $2.9B | 8.8% | 1.21% | vs |