Side-by-side · Q2 2026 data
Community Bank, National Association vs Union Bank
Metric by metric
| Measure | Community Bank, National Association | Union Bank |
|---|---|---|
| TellerScore | 62 (stronger) | 45 |
| Capital cushion | 29 (stronger) | 28 |
| Loan quality | 83 (stronger) | 55 |
| Earnings | 68 (stronger) | 52 |
| Funding & liquidity | 66 (stronger) | 32 |
| Problem-loan coverage | 93 (stronger) | 73 |
| Peer percentile | 35th | 4th |
| Total assets | $17.4B | $1.6B |
| Deposits / shares | $14.9B | $1.1B |
| Capital ratio | 7.86% (stronger) | 7.82% |
| Problem loans | 0.50% (stronger) | 1.35% |
| Net charge-offs | 0.11% | -0.00% (stronger) |
| Return on assets | 1.19% (stronger) | 0.80% |
| Loans ÷ deposits | 75.3% (stronger) | 101.4% |
| Uninsured deposits | 31.5% (stronger) | 39.5% |
| Offices | 198 | 18 |
| CFPB complaints (3 yrs) | 106 | — |
| Complaints per $1B deposits | 7.1 | — |
| Mortgage denial rate (HMDA) | 18.9% | 5.0% |
Community Bank, National Association has the higher TellerScore (62 vs 45). On the 7 directional measures above (where higher or lower is clearly better), Community Bank, National Association leads on 6 and Union Bank on 1. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.
Where both have branches
- Hardwick, VT
- Jericho, VT
- Saint Albans, VT
- Saint Johnsbury, VT
- Williston, VT