Side-by-side · Q2 2026 data
Community Bank of Cameron vs Cumberland Federal Bank, FSB
Metric by metric
| Measure | Community Bank of Cameron | Cumberland Federal Bank, FSB |
|---|---|---|
| TellerScore | 73 | 78 (stronger) |
| Capital cushion | 40 | 51 (stronger) |
| Loan quality | 82 | 94 (stronger) |
| Earnings | 94 (stronger) | 75 |
| Funding & liquidity | 82 | 99 (stronger) |
| Problem-loan coverage | 92 | 98 (stronger) |
| Peer percentile | 53rd | 72nd |
| Total assets | $226.9M | $341.6M |
| Deposits / shares | $198.6M | $287.5M |
| Capital ratio | 9.00% | 10.06% (stronger) |
| Problem loans | 0.53% | 0.19% (stronger) |
| Net charge-offs | 0.24% | 0.00% (stronger) |
| Return on assets | 1.86% (stronger) | 1.39% |
| Loans ÷ deposits | 78.3% | 60.9% (stronger) |
| Uninsured deposits | 12.1% (stronger) | 14.4% |
| Offices | 3 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Cumberland Federal Bank, FSB has the higher TellerScore (78 vs 73). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Cameron leads on 2 and Cumberland Federal Bank, FSB on 5. Deposits are insured up to $250,000 per depositor, per ownership category, at both.