Side-by-side · Q2 2026 data
Community Bank of Cameron vs Farmers & Merchants State Bank
Metric by metric
| Measure | Community Bank of Cameron | Farmers & Merchants State Bank |
|---|---|---|
| TellerScore | 73 (stronger) | 72 |
| Capital cushion | 40 | 61 (stronger) |
| Loan quality | 82 | 100 (stronger) |
| Earnings | 94 (stronger) | 57 |
| Funding & liquidity | 82 (stronger) | 50 |
| Problem-loan coverage | 92 | 100 (stronger) |
| Peer percentile | 53rd | 50th |
| Total assets | $226.9M | $245.6M |
| Deposits / shares | $198.6M | $183.0M |
| Capital ratio | 9.00% | 11.13% (stronger) |
| Problem loans | 0.53% | 0.00% (stronger) |
| Net charge-offs | 0.24% | -0.01% (stronger) |
| Return on assets | 1.86% (stronger) | 0.92% |
| Loans ÷ deposits | 78.3% (stronger) | 115.7% |
| Uninsured deposits | 12.1% (stronger) | 15.1% |
| Offices | 3 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | 6.1% |
Community Bank of Cameron has the higher TellerScore (73 vs 72). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Cameron leads on 4 and Farmers & Merchants State Bank on 3. Deposits are insured up to $250,000 per depositor, per ownership category, at both.