Side-by-side · Q2 2026 data
Community Bank of Louisiana vs Engage Federal Credit Union
Credit union
Engage Federal Credit Union
Natchitoches, Louisiana · Under $100 million in assets
Metric by metric
| Measure | Community Bank of Louisiana | Engage Federal Credit Union |
|---|---|---|
| TellerScore | 74 | 86 (stronger) |
| Capital cushion | 51 | 100 (stronger) |
| Loan quality | 100 (stronger) | 68 |
| Earnings | 82 | 100 (stronger) |
| Funding & liquidity | 51 | 63 (stronger) |
| Problem-loan coverage | 94 (stronger) | 93 |
| Peer percentile | 57th | 80th |
| Total assets | $852.9M | $28.5M |
| Deposits / shares | $791.6M | $22.0M |
| Capital ratio | 10.13% | 21.59% (stronger) |
| Problem loans | 0.01% (stronger) | 0.95% |
| Net charge-offs | -0.01% (stronger) | 0.25% |
| Return on assets | 1.56% | 2.21% (stronger) |
| Loans ÷ deposits | 35.3% (stronger) | 97.4% |
| Uninsured deposits | 59.1% | 0.1% (stronger) |
| Offices | 12 | 3 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 5.8% | — |
Engage Federal Credit Union has the higher TellerScore (86 vs 74). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Louisiana leads on 3 and Engage Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.