TellerScore

Community Bank of Louisiana is a state-chartered bank headquartered in Mansfield, Louisiana, in business for about 125 years. At the end of Q2 2026 it reported $852.9M in total assets and $791.6M in deposits, with 12 offices.

Community Bank of Louisiana has a TellerScore of 74 out of 100 (strong) based on Q2 2026 data — higher than 57% of its 2,650 banks with $100 million – $1 billion. Among 104 banks headquartered in Louisiana, it ranks 33rd. Loan quality contributes the most (100/100, 0.01%); funding & liquidity contributes the least (51/100, 35% loans-to-deposits, 59% uninsured).

TellerScore · Q2 2026

Scorecard

Capital cushion51/100
Tier 1 leverage ratio: 10.13%
Loan quality100/100
Noncurrent loans ÷ total loans: 0.01%
Earnings82/100
Return on assets (annualized): 1.56%
Funding & liquidity51/100
Loans ÷ deposits and uninsured-deposit share: 35.3% · 59.1% uninsured
Problem-loan coverage94/100
"Texas ratio": (noncurrent loans + foreclosed property) ÷ (equity + loan-loss reserves): 2.80%

The TellerScore is our own summary of the figures this institution reports publicly; it is not issued or endorsed by any government agency. It is not a prediction, and deposits within insurance limits are protected either way.

9 quarters

Health trend

From Q2 2025 to Q2 2026, the score rose 8 points (66 → 74), mostly because the earnings component improved by 14 points.

TellerScore
566574Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTellerScore
Q2 202465
Q3 202456
Q4 202462
Q1 202565
Q2 202566
Q3 202567
Q4 202568
Q1 202659
Q2 202674
Tier 1 leverage ratio
5.00%7.57%10.13%well-capitalized benchmarkQ2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterTier 1 leverage ratio
Q2 20248.60%
Q3 20248.90%
Q4 20249.54%
Q1 20259.07%
Q2 20259.45%
Q3 20259.43%
Q4 20259.70%
Q1 202610.09%
Q2 202610.13%
Noncurrent loans
0.01%0.74%1.47%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterNoncurrent loans
Q2 20240.05%
Q3 20241.21%
Q4 20240.60%
Q1 20250.23%
Q2 20250.24%
Q3 20250.27%
Q4 20250.26%
Q1 20261.47%
Q2 20260.01%
Return on assets
1.02%1.29%1.56%Q2 2024Q4 2024Q2 2025Q4 2025Q2 2026
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QuarterReturn on assets
Q2 20241.03%
Q3 20241.02%
Q4 20241.13%
Q1 20251.25%
Q2 20251.19%
Q3 20251.28%
Q4 20251.27%
Q1 20261.34%
Q2 20261.56%
Quarter-by-quarter figures
QuarterScoreAssetsCapitalProblem loansROALoans/deposits
Q2 202674$852.9M10.13%0.01%1.56%35.3%
Q1 202659$854.4M10.09%1.47%1.34%36.0%
Q4 202568$879.6M9.70%0.26%1.27%34.2%
Q3 202567$820.5M9.43%0.27%1.28%36.7%
Q2 202566$799.8M9.45%0.24%1.19%35.2%
Q1 202565$822.6M9.07%0.23%1.25%33.5%
Q4 202462$814.8M9.54%0.60%1.13%33.5%
Q3 202456$856.4M8.90%1.21%1.02%37.6%
Q2 202465$850.5M8.60%0.05%1.03%37.4%

2,650 peers · $100 million – $1 billion

How it compares with peers

Percentile against banks of similar size nationwide (100th = best among peers; for ratios where lower is better, the scale is flipped).

Capital ratio10.13%
34th
Total risk-based capital0.00%
24th
Problem loans0.01%
86th
Net charge-offs-0.01%
87th
Return on assets1.56%
69th
Net interest margin3.08%
12th
Efficiency ratio54.6%
73rd
Loans to deposits35.3%
97th
Uninsured deposits59.1%
2nd
Loan-loss reserves0.52%
4th
Texas ratio2.8%
49th

Similar-size banks in Louisiana

InstitutionScoreAssetsCapitalProblem loansCompare
Century Next BankBank Ruston, LA77 out of 100, Strong$916.4M11.9%0.12%vs
Community First BankBank New Iberia, LA72 out of 100, Strong$781.6M9.7%0.54%vs
Resource BankBank Covington, LA78 out of 100, Strong$980.7M12.8%0.05%vs
First National Banker's BankBank Baton Rouge, LA69 out of 100, Moderate$983.0M16.1%0.78%vs
M C Bank & Trust CompanyBank Morgan City, LA47 out of 100, Below average$710.0M43.0%5.84%vs
Concordia Bank & Trust CompanyBank Vidalia, LA52 out of 100, Below average$667.0M11.1%2.54%vs

Deposit insurance

Is my money safe at Community Bank of Louisiana?

Yes. Community Bank of Louisiana is an FDIC-insured institution (FDIC certificate #13951). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

An estimated 59.1% of deposits ($467.5M) are above the $250,000 FDIC insurance limit, above the peer median of 24%. Insured balances are protected regardless of the score.

The tier 1 leverage ratio is 10.13%, well above the 5% level regulators use as the "well capitalized" benchmark for this measure. Its total risk-based capital ratio is 0.00% (benchmark: 10%).

Check how much of your own balance is covered

12 locations

Branches

Community Bank of Louisiana lists 12 offices in 7 cities. Most locations:

All branch addresses and map

HMDA 2025

Mortgage lending

In 2025, Community Bank of Louisiana reported 144 home-loan applications under HMDA (LEI 254900XSTAR7AIPG0A39): 125 originated ($14,205,000 total), 8 denied, and 6 withdrawn or closed by the applicant. Its denial rate on decided applications was 5.8%, compared with 22.2% for all lenders nationwide.

Denial rates depend heavily on loan type and applicant mix and are not a measure of fairness or of your own odds.

Identity & history

Profile

Legal name
Community Bank of Louisiana
Former names
The Bank of Logansport
Type
State-chartered bank
FDIC certificate #
13951
RSSD ID
974754
Primary regulator
FDIC
Holding company
Mansfield Bancshares Inc
Established
October 1, 1901
Headquarters
118 Jefferson St, Mansfield, LA 71052
Employees
117

Quick answers

Community Bank of Louisiana: common questions

Is Community Bank of Louisiana FDIC insured?

Yes. Community Bank of Louisiana is an FDIC-insured institution (FDIC certificate #13951). Deposits are insured up to $250,000 per depositor, per insured bank, for each account ownership category.

What is Community Bank of Louisiana's TellerScore?

74 out of 100 (Strong), based on its Q2 2026 publicly reported figures. The TellerScore is our own summary and is not issued by any government agency.

Has Community Bank of Louisiana ever failed?

There is no failure record for FDIC certificate #13951 in the FDIC failed bank list.

How many branches does Community Bank of Louisiana have?

12 offices as of the latest FDIC data.

Nearby

Highest-scoring banks and credit unions with branches near Mansfield

InstitutionScoreAssetsCapitalProblem loansCompare
Farmers State BankBank Center, TX89 out of 100, Very strong$391.5M14.4%0.59%vs
Red River BankBank Alexandria, LA82 out of 100, Strong$3.3B12.5%0.11%vs
Bonvenu Bank, National AssociationBank Bossier City, LA67 out of 100, Moderate$1.6B10.0%0.13%vs
Hancock Whitney BankBank Gulfport, MS64 out of 100, Moderate$36.3B10.6%0.57%vs
BOM BankBank Natchitoches, LA60 out of 100, Moderate$1.6B10.6%0.86%vs
Progressive National BankBank Mansfield, LA57 out of 100, Moderate$122.9M10.6%2.02%vs