Side-by-side · Q2 2026 data
Community Bank of Mississippi vs Ecm Federal Credit Union
Credit union
Ecm Federal Credit Union
Ridgeland, Mississippi · Under $100 million in assets
Metric by metric
| Measure | Community Bank of Mississippi | Ecm Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 33 | 99 (stronger) |
| Loan quality | 92 (stronger) | 78 |
| Earnings | 64 | 69 (stronger) |
| Funding & liquidity | 62 | 98 (stronger) |
| Problem-loan coverage | 94 | 95 (stronger) |
| Peer percentile | 33rd | 83rd |
| Total assets | $5.1B | $28.9M |
| Deposits / shares | $4.6B | $24.4M |
| Capital ratio | 8.32% | 14.87% (stronger) |
| Problem loans | 0.25% (stronger) | 0.66% |
| Net charge-offs | 0.01% | 0.01% (stronger) |
| Return on assets | 1.11% | 1.22% (stronger) |
| Loans ÷ deposits | 75.0% | 62.1% (stronger) |
| Uninsured deposits | 35.7% | 0.0% (stronger) |
| Offices | 52 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Ecm Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Mississippi leads on 1 and Ecm Federal Credit Union on 6. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.