Side-by-side · Q2 2026 data
Community Bank of Mississippi vs FSNB, National Association
Metric by metric
| Measure | Community Bank of Mississippi | FSNB, National Association |
|---|---|---|
| TellerScore | 64 | 96 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 92 (stronger) | 88 |
| Earnings | 64 | 100 (stronger) |
| Funding & liquidity | 62 | 100 (stronger) |
| Problem-loan coverage | 94 (stronger) | 92 |
| Peer percentile | 33rd | 99th |
| Total assets | $5.1B | $478.3M |
| Deposits / shares | $4.6B | $369.7M |
| Capital ratio | 8.32% | 17.51% (stronger) |
| Problem loans | 0.25% (stronger) | 0.36% |
| Net charge-offs | 0.01% (stronger) | 1.02% |
| Return on assets | 1.11% | 3.46% (stronger) |
| Loans ÷ deposits | 75.0% | 39.2% (stronger) |
| Uninsured deposits | 35.7% | 8.2% (stronger) |
| Offices | 52 | 66 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
FSNB, National Association has the higher TellerScore (96 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Mississippi leads on 2 and FSNB, National Association on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.