Side-by-side · Q2 2026 data
Community Bank of Mississippi vs Magnolia Federal Credit Union
Credit union
Magnolia Federal Credit Union
Jackson, Mississippi · $100 million – $1 billion
Metric by metric
| Measure | Community Bank of Mississippi | Magnolia Federal Credit Union |
|---|---|---|
| TellerScore | 64 | 87 (stronger) |
| Capital cushion | 33 | 100 (stronger) |
| Loan quality | 92 (stronger) | 82 |
| Earnings | 64 | 78 (stronger) |
| Funding & liquidity | 62 | 77 (stronger) |
| Problem-loan coverage | 94 | 96 (stronger) |
| Peer percentile | 33rd | 91st |
| Total assets | $5.1B | $185.6M |
| Deposits / shares | $4.6B | $141.8M |
| Capital ratio | 8.32% | 23.43% (stronger) |
| Problem loans | 0.25% (stronger) | 0.55% |
| Net charge-offs | 0.01% (stronger) | 1.45% |
| Return on assets | 1.11% | 1.45% (stronger) |
| Loans ÷ deposits | 75.0% (stronger) | 83.5% |
| Uninsured deposits | 35.7% | 4.3% (stronger) |
| Offices | 52 | 2 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
Magnolia Federal Credit Union has the higher TellerScore (87 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Mississippi leads on 3 and Magnolia Federal Credit Union on 4. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.