Side-by-side · Q2 2026 data
Community Bank of Mississippi vs The Citizens Bank of Philadelphia, Mississippi
Bank
The Citizens Bank of Philadelphia, Mississippi
Philadelphia, Mississippi · $1 billion – $10 billion
Metric by metric
| Measure | Community Bank of Mississippi | The Citizens Bank of Philadelphia, Mississippi |
|---|---|---|
| TellerScore | 64 | 66 (stronger) |
| Capital cushion | 33 | 41 (stronger) |
| Loan quality | 92 (stronger) | 84 |
| Earnings | 64 (stronger) | 52 |
| Funding & liquidity | 62 | 92 (stronger) |
| Problem-loan coverage | 94 (stronger) | 88 |
| Peer percentile | 33rd | 40th |
| Total assets | $5.1B | $1.6B |
| Deposits / shares | $4.6B | $1.3B |
| Capital ratio | 8.32% | 9.11% (stronger) |
| Problem loans | 0.25% (stronger) | 0.47% |
| Net charge-offs | 0.01% (stronger) | 0.29% |
| Return on assets | 1.11% (stronger) | 0.80% |
| Loans ÷ deposits | 75.0% | 67.1% (stronger) |
| Uninsured deposits | 35.7% | 16.6% (stronger) |
| Offices | 52 | 26 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | 9.7% | — |
The Citizens Bank of Philadelphia, Mississippi has the higher TellerScore (66 vs 64). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Mississippi leads on 3 and The Citizens Bank of Philadelphia, Mississippi on 4. Deposits are insured up to $250,000 per depositor, per ownership category, at both.