Side-by-side · Q2 2026 data
Community Bank of Oelwein vs St. Athanasius Credit Union
Metric by metric
| Measure | Community Bank of Oelwein | St. Athanasius Credit Union |
|---|---|---|
| TellerScore | 86 (stronger) | 63 |
| Capital cushion | 91 | 100 (stronger) |
| Loan quality | 100 (stronger) | 0 |
| Earnings | 64 | 89 (stronger) |
| Funding & liquidity | 78 (stronger) | 58 |
| Problem-loan coverage | 93 (stronger) | 61 |
| Peer percentile | 81st | 26th |
| Total assets | $95.0M | $441K |
| Deposits / shares | $75.0M | $330K |
| Capital ratio | 14.11% | 25.26% (stronger) |
| Problem loans | 0.00% (stronger) | 6.68% |
| Net charge-offs | 0.08% (stronger) | 12.43% |
| Return on assets | 1.09% | 1.73% (stronger) |
| Loans ÷ deposits | 80.7% (stronger) | 102.1% |
| Uninsured deposits | 16.5% | 0.0% (stronger) |
| Offices | 1 | 1 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
Community Bank of Oelwein has the higher TellerScore (86 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oelwein leads on 4 and St. Athanasius Credit Union on 3. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.