Side-by-side · Q2 2026 data
Community Bank of Oklahoma vs International Bank of Commerce
Metric by metric
| Measure | Community Bank of Oklahoma | International Bank of Commerce |
|---|---|---|
| TellerScore | 63 | 88 (stronger) |
| Capital cushion | 71 | 100 (stronger) |
| Loan quality | 39 | 78 (stronger) |
| Earnings | 47 | 75 (stronger) |
| Funding & liquidity | 93 (stronger) | 90 |
| Problem-loan coverage | 82 | 96 (stronger) |
| Peer percentile | 22nd | 98th |
| Total assets | $67.3M | $1.6B |
| Deposits / shares | $59.4M | $1.2B |
| Capital ratio | 12.10% | 15.53% (stronger) |
| Problem loans | 1.83% | 0.66% (stronger) |
| Net charge-offs | 0.00% (stronger) | 0.25% |
| Return on assets | 0.67% | 1.37% (stronger) |
| Loans ÷ deposits | 62.1% | 54.8% (stronger) |
| Uninsured deposits | 19.9% (stronger) | 24.2% |
| Offices | 3 | 41 |
| CFPB complaints (3 yrs) | — | — |
| Complaints per $1B deposits | — | — |
| Mortgage denial rate (HMDA) | — | — |
International Bank of Commerce has the higher TellerScore (88 vs 63). On the 7 directional measures above (where higher or lower is clearly better), Community Bank of Oklahoma leads on 2 and International Bank of Commerce on 5. They differ a lot in size, so ratios such as capital and liquidity are naturally different — the peer percentile shows how each compares with institutions its own size. Deposits are insured up to $250,000 per depositor, per ownership category, at both.